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This happened to me too. I had to go into my BIOS and manually enable Secure Boot, even though TPM was already on.

Yeah, Also, try temporarily disabling CSM in your BIOS, as that can sometimes interfere even if Secure Boot is on.

Same here. That's a solid workaround, but just to double-check, did you enable TPM 2.0 and Secure Boot in your BIOS before trying the USB?

Yeah, You could also try using the official Microsoft Media Creation Tool, as it sometimes gives more specific error messages than the PC Health Check app.

Agreed, and also make sure to save your BIOS settings after enabling those features—sometimes they don't stick on the first reboot. Let me know if that works.

+1 You could also try running the Windows Hello troubleshooter under Settings > Accounts > Sign-in options. Another option is to check if a recent driver update is interfering, especially for fingerprint or camera hardware. Let me know if that works.